Understanding the rules for filing workers’ compensation in Oklahoma is crucial when you suffer from a work injury in Oklahoma. Additionally, understanding the eligibility criteria, available benefits, and the potential challenges that may arise during the claims process is important when it comes to ensuring you receive the benefits you are entitled to. Below, you’ll gain clarification on the steps and rules that apply, ensuring you know what to do and when to do it. To get information about other important legal topics, check out our Tulsa County Lawyers Blog here.
Understanding Workers’ Compensation
Workers’ compensation is a system that provides you with benefits if you get sick or injured due to your job. The benefits include covering your medical expenses and providing you with income if you cannot work. In Oklahoma, almost all employers must have workers’ compensation insurance, so it is likely that this will cover you if something happens. However, in order to be able to gain these benefits, there are certain procedures you must follow.
Reporting The Injury In Tulsa
The first step in the process of filing workers compensation is to report your injury to your employer. You must do this quickly, as Oklahoma law requires you to report it within 30 days of the accident or the discovery of a work-related illness. It’s best to report the injury as soon as possible to avoid delays or difficulties in receiving your benefits. When you report your injury, be specific about what happened and how it relates to your work. Your employer should then provide you with the necessary forms to file a workers’ compensation claim.
Seeking Medical Treatment
Your next step is to seek medical treatment. Your employer may direct you to a specific healthcare provider for your first visit, but you are free to choose your own after. Tell the healthcare provider that your injury is work-related, so they can file the medical reports with the insurance company. Keep all records from these appointments, as they may be useful if any discrepancies occur.
If you need ongoing medical treatment, keep records of all your appointments, treatments, and expenses. You must follow your doctor’s orders and attend all appointments as well as participate in any treatments. Failing to do so could affect your benefits.
Filing a Workers Compensation Claim
After reporting your injury and seeking medical treatment, it’s necessary to file a claim with the Oklahoma Workers’ Compensation Commission. Your employer or their insurance company typically handles this aspect. However, it is good to follow up and ensure that your claim is filed. You should receive a notice of claim status that confirms the acceptance or denial of your claim.
What Happens Next?
After filing your claim, the insurance company will review the medical reports and decide on your claim. If your claim is accepted, you will start receiving benefits for your medical expenses and, if applicable, wage replacement. If your claim is denied, you have the right to an appeal. The appeal process can be complex, and you may need to attend hearings or provide additional documentation advocating as to why you should be eligible to receive these benefits.
Returning to Work
If you are able to return to work, but in a limited capacity, you may be eligible for partial benefits. It’s important to communicate with your employer about your limitations and work together to find suitable work that accommodates your restrictions. If you cannot return to your job due to injuries, services may be available to help you find new work.
Tulsa Work Injury Lawyer
Dealing with a work-related injury can be stressful, but understanding the rules for filing workers’ compensation in Oklahoma can make the process smoother. If at any point you feel overwhelmed by the process or unsure about the next steps, you should speak with a lawyer right away. A Tulsa workers’ compensation lawyer can help to ensure you get all the benefits you deserve. For help, contact Tulsa County Lawyers Group by calling (918) 379-4864 or contacting us online for a consultation with an attorney.